Credit cards will be replaced by Internet overdraft tools Listed banks responded with the report car innawoods

Credit cards will be replaced by Internet overdraft tools? Listed banks report report card counter Sina fund exposure platform: letter Phi lag false propaganda, long-term performance is lower than similar products, how to buy a fund pit? Click [I want to complain], Sina help you expose them! Credit cards will be replaced by Internet overdraft tools? Listed banks with reported transcripts to counter the relevant report shows that state-owned banks and joint-stock bank credit card business has emerged differentiation – reporter Mao Yuzhou nearly two years in the target areas of consumption, electricity supplier stage, Jingdong, etc. it takes the ant ious overdraft tools continue to emerge, there is a saying in the future may not need a credit card. However, with the gradual disclosure of listed banks in 2016, credit card for hard hit this transcript. Reported data show that the number of listed banks in the first half of the credit card issuers, credit card operating income, loan balances and other data growth over the same period last year. More banks said that in 2016, the bank is increasing investment in credit card loans, as part of the transformation of light capital, credit card business is ushering in the second spring. 3 state-owned bank instead of over 15 million and the issuance of credit card will be phased out of view, the credit card business to report achievements. Agricultural Bank data show that as of June 30th, the cumulative credit card issuance 63 million 748 thousand and 100, the total number of credit card merchants total 1 million 111 thousand and 600. In the first half, the bank credit card spending 646 billion 241 million yuan. Compared with the same period last year, the growth rate of credit card issuers was 10.2%, the growth rate of consumption of $19.1%, far greater than the same period the growth rate of debit card data. Construction Bank at the end of 6 the cumulative credit card issuance 87 million 890 thousand, compared with the previous year, an increase of 7 million 160 thousand, is currently disclosed in the report of the bank, the largest increase. In the first half of the consumer credit card transactions amounted to 1 trillion and 150 billion yuan, an increase of 14.38%; loan balance of $396 billion 64 million. The bank at the end of the first half exit within the credit card registration card volume reached 47 million 140 thousand, a net increase of 3 million 990 thousand over the year, the first half of total consumption amounted to 885 billion 200 million yuan, an increase of 24.75%. Group credit card overdrafts amounted to 288 billion 72 million yuan, an increase of more than the beginning of the year, the credit card overdraft impairment rate of 2.14%, compared with the beginning of the year increased by 0.32 percentage points. Although ICBC and Bank of China report has not been disclosed, but from the other three state-owned commercial banks, credit card in the first half of the new issuance volume has exceeded 15 million, in particular, the credit card consumption growth over the same period last year. For example, the Agricultural Bank of China’s consumption in 2015 grew by 16.7% in the first half of this year, the figure was 19.1%. Joint-stock banks, China Everbright Bank, CITIC Bank, China Merchants Bank’s credit card business is enjoying credit restructuring bonus. 2016 report data show that CITIC Bank cumulative credit card issued 33 million 691 thousand and 500 cards in the first half of the new issue of the card 331.6相关的主题文章:

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